Ok, so I finally decided to do it.

Over the years I’ve had so many personal loans (I know…sounds terrible…but there’s a good end to the story), online loans, payday loans, … (you get it), and gotten ripped off so many times, that it’s time I started writing about it.

I know that payday loans should be used for temporary relief of a financial difficulty and never as a permanent solution to anything…and that’s what I’ve done over the years. Now, I’m finally at the point where I don’t need to get cash loans from anyone because I’ve built up a savings account (hurray!!!).

But, because of all the times I got ripped off, I feel the need to write about all the different companies out there who will give you an online payday loan or an online cash loan. Over the next few months (and maybe the next few years, because there are so many companies out there), I’ll be writing about which companies you can trust when getting an online personal loan.

I can’t write about all of them, and obviously your experience will depend on how you perform in paying them back, but I’ll do my best to give you all the info I can get (based on my experience).

So, here’s to short term financial help for getting out of bad situations (I know…those situations suck…I’ve been there many times and hope to never be there again).